Is your partner having trouble with money?
Is this a temporary setback or one that keeps happening over and over? If he or she is just moving from one financial problem to another, that’s fine. But if he does this all the time and expects you to bail him out every time, you should rethink your relationship and think about breaking up. It will be a lot easier to break up now than to get closer after getting married.
Have they got too much money?
You might wonder why having a lot of money would be a problem. The thing is, wealth comes with its own set of woes, often in the form of vices, behavioural issues and financial carelessness, maybe even disregard for it, to an extent. If the person you’re dating is honest and works hard, you should keep dating. If not, just go.
Does he or she not have enough money?
Before you call your partner, you should think about where they are in life. If he is just starting out in his career, he may not have enough money. If, on the other hand, he is in the middle of his career and isn’t growing or making more money, this is a red flag. Your partner exhibiting zero interest in making money and exploiting your finances to fund his needs is only going to harm your relationship.
Is your partner careless with money?
Does he or she borrow money from you and then forget to give it back? Does he always lose his phone, credit card, or other important things? Does he not think before buying expensive things on a whim, without checking his account balance? Don’t brush these things off, because they can lead to big fights or even a divorce if you do. Fix the problem right away, and if you think it can’t be fixed, leave.
Does he or she never talk about money?
If someone doesn’t talk about money, that should be a red flag. If your partner doesn’t want to talk about money, even if it’s something simple, or gets angry when you try to bring it up, you shouldn’t be with them for long. There are too many personal or mental problems, and you probably won’t be able to handle them.
Do you and your partner have different ideas about money?
Does he live off of loans, but you can’t stand the idea of being in debt? Does she plan to buy something, while you buy things on the spot? Is he an investor who takes risks, but you can’t think of anything but fixed deposits? Sort out these differences while you’re still dating, or you might have trouble with money in the future.
Your partner has too much debt?
If your partner is always getting calls from debt collectors or has bought everything with a loan, talk to him or her about how to stop. If he doesn’t, he’ll be inviting a debt trap into the family and putting the family’s financial goals at risk. If the problem can be fixed, keep dating. If the problem can’t be fixed, walk away.